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How do I find a reason, other than other people, to live? I'm sure if those I stayed for knew the pain I was in. They'd just want it to end.
I am struggling to see anything truly worth living for, that is attainable in the poor (and in debt at 24)  state I am in.
I don't see the point in being this depressed, paying off stupid student loans and other life costs that pile up in the hopes that one day I might be able to live.
Country: New Zealand
    

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2 Answers

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Hello to the young New Zealander!  This is the first time I have responded to a question on this site and I really hope that I can help you and not let you down.  Your question stood out for me because you are, clearly, a very intelligent young person who has their whole life to look forward to.  Yes, debts and bills can seem overwhelming when you are young and the problem with rising educational and living costs does impact on so many people these days.  

You didn't mention if you are still a student or have just completed your studies and searching for employment.  Do you have a permanent or part-time job?  Are you living with family members or are you renting/living alone?  Do you have any support (financial or otherwise) from family members or friends? Would it be possible to seek financial help from your family at this time to tide you over until you get a job?  

Sometimes these problems seem insurmountable when you are just starting out in life but once you get some money behind you, things will start to look a lot better.  If you are struggling with debt, there are options that can be undertaken and one of them is to seek the free financial advice from a Debt Management Service in your city.  These advisory services will seek to advise you on how to manage debt by approaching/contacting the institution to which you owe money to arrange a more suitable method of repayment that is less stressful to you.  Most big corporations/institutions/banks are happy to compromise on the terms of repayment because they would rather assist someone in your position to repay the debt in smaller payments over a longer period of time than to incur a Bad Debt.  Don't be ashamed to approach the company because this is something such institutions are dealing with every day.  You are not alone on this issue, there are thousands of people of all ages and from all walks of life who are going through many types of financial problems in these rather difficult times.  Just because you are going through a moment in your life when you do not have a lot of money and having some difficulty paying off some loans does NOT - absolutely NOT - mean that you have failed in any way .... the financial stress you are going through at the moment is experienced by a huge number of people throughout society and, it must be pointed out, that the overwhelming majority of these people end up getting the problem sorted and then happily move on with their life.  YOU will too - please keep optimistic on this issue.

Most of all, you must realise that you ARE a very important person!  It is very clear to me that you are an incredibly responsible person who has the maturity to take your financial debts seriously and to seek help at this stressful time in your life.  You are to be congratulated!  You have shown commitment (to your studies and to your responsibilities) and impressive courage.  In addition, if you are STILL a student, may I recommend that you make an appointment to speak to your Student Counsellor (if there is one available on campus or at your institution of learning).  I live in Australia so am not sure what student services are offered in New Zealand.  If you have no one to assist you in any way and you have already completed your studies, you may be entitled to seek free counselling from your local community services.  Outlined below is a link to Skylight in New Zealand who offer a wide range of services to young people (of all ages) who need support and guidance ...

http://skylight.org.nz/

I wish you every success and happiness for your future.  Please stay positive and know that YOU are important and that somebody with your courage and commitment will, most definitely, have a very positive impact on many, many people in the future.
0 votes
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Hi,

I've struggled with depression, including suicidal thoughts, and there's been much improvement for me. I've been taking antidepressant medications. Also, I've been doing the 12 steps of Emotions Anonymous.

1: We admitted we were powerless over our emotions--that our lives had become unmanageable.

2: We came to believe that a power greater than ourselves could restore us to sanity.

3: We made a decision to turn our lives and our wills over to the care of God as we understood Him.

4: We made a searching and fearless moral inventory of ourselves.

5: We admitted to God, to ourselves and to another human being the exact nature of our wrongs.

6: We were entirely ready to have God remove all these defects of character.

7: We humbly asked Him to remove our shortcomings.

8: We made a list of all persons we had harmed and became willing to make amends to all of them.

9: We made direct amends to such people whenever possible, except when to do so would injure them or others.

10: We continued to take personal inventory and when we were wrong, promptly admitted it.

11: We sought through prayer and meditation to improve our conscious contact with God as we understood Him, praying only for knowledge of His will for us and the power to carry that out.

12: Having had a spiritual awakening as the result of these steps, we tried to carry this message and to practice these principles in all our affairs.

Emotions Anonymous, a fellowship of people recovering from emotional problems like anxiety, depression and anger.
http://www.emotionsanonymous.org

May peace be with you,
Anonymous

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Samaritans (Ireland/ROI) at 1850 60 90 90
1life (Ireland/ROI) at 1800 24 7 100
The Lifeline (New Zealand) at 0800 543 354
The Lifeline (Australia) at 13 11 14
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