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I'm moving out of state in august, or so that's the plan. I signed a lease on a student housing apartment place. Financial aid doesn't come in until the first week of school mid-august but I have to pay a deposit of $2,460 by august 1st. The deposit is so big because it is 3 months rent included as I have no credit and cannot find a cosigner on the lease. I've been looking for a job all summer but time is running out and I just feel like I can't do it anymore. I don't know what to do. This feels like an impossible situation on top of fighting depression. I have no one to help me.

I have a few things going for me as of now though. My grandparents are covering my plane ticket cost to college and I have a wonderful roommate lined up. Her end of the deal has already been dealt with and she's ready to go in august. I don't want to let her down.
Country: United States
    

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2 Answers

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im not very knowledgeable about money but it sounds like to me that youaalready have a foot in the door in terms of finances. it won't be a failure if you cant make ends meet. it just says you might not be ready for hat kind of financial strain. if you do infact fail at paying any money at all its rely just not your fault. i would probably talk to your roommate about your situation before you go. if she cant help you then she shouldn't be surprised if you both run into problems financialy. talk on this site or a school councilor about any issues you have. it puts the stress in a healthy manageable steps for you. if you talk about it with others like youve done will make a healthy place for you to make informed decisions. i have cronic depression so i could relate to feeling suicidal. if thats rely the way you feel you should seek a psychiatrist or psychologistand speak with others about the way you feel. if its not a cocondition that you have it is definitely underlying reasons why those emotions are there. ask yourself why they are there...10 times out of 10 suicide is not the answer. there is a very real and healthy solution for you
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Profile Photo by goodwill ANGEL24K (33.8k points)   5 12 59
Hi

I just saw this ... take a deep breath. Talk to your financial aid counselor. Most colleges have emergency loans that are given to you within 1-2 days and so do most school credit uniions. You are going to want to open a school credit union account anyway. Because you will be receiving financial aid, all you have to do is show your award letter to qualify. In the case of the school, the university will take that out of your financial aid automatically once it comes through.

Where is this apartment? By law most states cannot charge more than 2 months rent and only if the apartment is fully furnished. Do a google search with security deposit and the state. Talk to the landlord, and explain the situation. Some landlords allow you to do a payment arrangement for the deposit and charge extra every month on top of the rent until it has been fully covered. I hope you managed to move-in ...  You will appreciate it more doing it all on your own. Trust me - I did. Good luck

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